SPECTRUM RISK ADVANTAGE
Self-Funding Made Easy and Risk Free
The Spectrum Risk Advantage program, powered by VERIS, is a unique self-funded program that utilizes group stop loss purchasing power and protection to shield our clients from unpredictable risk: high claims.
WHAT IS VERIS?
Stop Loss Consortium with more than
100,000 covered employees.​
Built for 50-1000 EE employer segment.​
Independent pricing, using a proven risk model.​
Transparent, stable, flexible, long-term funding solution.
WHAT ARE THE BENEFITS?
No new lasers at renewal
Rate caps at renewal
100% surplus retention
Flexible benefit design
Full transparency of where your money is being spent
Ability to choose administrator and network
Best in class stop loss pricing
Predictable, sustainable renewals not impacted by shock claims
HOW IS IT DIFFERENT?
Stop loss group is managed to a target loss ratio of 78%
Groups' rating based on individual loss experience below individual stop loss
Protections based on VOLUME - rate caps and no new lasers
Long-term management approach
Totally transparent - groups can see where their dollars are spent
Savings | Stability | Control
Truth & Strength in Numbers
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Contact us today to see if your business qualifies for this exclusive program!